0. INTRODUCTION
1. SCOPE
   1. Functional definition
   2. Field of application
   3. Principles
2. REFERENCES
3. TERMS AND DEFINITIONS
4. MESSAGE DEFINITION
   1. Data segment clarification
      1. Header section
      2. Detail section
      3. Summary section
   2. Data segment index (alphabetical sequence)
   3. Message structure
      1. Segment table

This specification provides the definition of the Extended credit advice message (CREEXT) to be used in Electronic Data Interchange (EDI) between trading partners, involved in administration, commerce and transport.

An Extended Credit Advice is sent by the Account Servicing Financial Institution to the Account Owner to inform the Account Owner that its account has been or will be credited for a specified amount on the date indicated, in settlement of the referenced business transaction(s), and to provide to the Payee full details of the transactions to which the Extended Credit Advice relates.

This message may be applied for both national and international settlements. It is based on universal practice and is not dependent on the type of business or industry.

An Extended Credit Advice may cover the financial settlement of one or more commercial trade transactions, such as invoices, credit notes, debit notes, etc. It is not intended for use in securities trading.

See UNTDID, Part 4, Chapter 2.6 UN/ECE UNSM - General Introduction, Section 1.

See UNTDID, Part 4, Chapter 2.6 UN/ECE UNSM - General Introduction, Section 2.

This section should be read in conjunction with the Branching Diagram and the Segment Table which indicate mandatory, conditional and repeating requirements.

4.1.1 Header Section

Information to be provided in the Header Section:

0010 UNH, Message header A service segment starting and uniquely identifying a message. The message type code for the Extended credit advice message is CREEXT.

Note: Extended credit advice messages conforming to this document must contain the following data in segment UNH, composite S009:

Data element 0065 CREEXT 0052 D 0054 94A 0051 UN

0020 BGM, Beginning of message

A segment for unique identification of the Extended Credit Advice, the type of Extended Credit Advice and its function.

0030 DTM, Date/time/period

A segment specifying the date and, when required, the time at which the message has been created as well as other dates and times relevant to the financial transaction.

0040 BUS, Business function

A segment identifying certain characteristics of the Extended Credit Advice, such as its business function. In so doing, it provides information about the message that may be used to route the message within an institution, for tariffing, or for the provision of some statistical information.

0050 Segment Group 1: RFF-DTM

A group of segments identifying a previously-sent message.

0060 RFF, Reference

A segment identifying the date/time of the previously-sent message.

0070 DTM, Date/time/period

A segment identifying the date/time of the previously-sent message.

0080 FTX, Free text

A segment giving information in coded or clear form to provide supplementary information relating to the Extended Credit Advice.

0090 Segment Group 2: MOA-CUX-DTM-RFF

A group of segments identifying the monetary amount and, if necessary, the currencies, exchange rate and date for that payment.

0100 MOA, Monetary amount

A segment giving the amount value of the credit.

0110 CUX, Currencies

A segment identifying the reference currency and the target currency of the transaction when they are different. The rate of exchange is solely used when previously agreed between the Ordering Customer and the Ordered Bank.

0120 DTM, Date/time/period

A segment identifying the effective date and/or time the rate of exchange was fixed.

0130 RFF, Reference

A segment identifying other transactions to which funds associated with the Extended Credit Advice are related, such as a separate foreign exchange deal.

0140 Segment Group 3: FII-CTA-COM

A group of segments providing information about the financial institutions and accounts of each party to the Extended Credit Advice, together with details of any parties contacted or to be contacted in relation to the transaction, and any required action by parties to the transaction.

0150 FII, Financial institution information

A segment identifying the financial institution (e.g., bank) and relevant account number and currency for the Payor, Payee and other parties to the transaction.

0160 CTA, Contact information

A segment identifying a person or a department for the financial institution specified in the FII segment and to whom communication should be directed.

0170 COM, Communication contact

A segment providing a communication number for the party identified in the FII segment and optionally for the contact identified in the associated CTA segment.

0180 Segment Group 4: NAD-CTA-COM

A group of segments identifying the name and address of the non-financial institutions involved in the transaction and their contacts.

0190 NAD, Name and address

A segment identifying the name and address of the non-financial institutions associated with the Extended Credit Advice and their functions. Identification of the Payor and Payee parties is mandatory for the Extended Credit Advice message and should be given in this segment.

0200 CTA, Contact information

A segment identifying a person or a department for the party specified in the NAD segment and to whom communication should be directed.

0210 COM, Communication contact

A segment providing a communication number for the party identified in the NAD segment and optionally for the contact identified in the associated CTA segment.

0220 Segment Group 5: INP-FTX-DTM

A group of segments containing instructions relating to parties identified in the NAD and FII segments. It specifies action taken or to be taken by the identified parties, and the date (and optionally time) by which such action was taken or needs to be taken.

0230 INP, Parties to instruction

A segment identifying the party originating the instruction, the parties contacted or to be contacted at or by the associated financial institution on matters concerning the execution of the payment. It specifies where appropriate the instruction in coded form.

0240 FTX, Free text

A segment providing free text instruction relating to the associated INP segment.

0250 DTM, Date/time/period

A segment specifying the earliest and the latest dates and times by which the instruction specified in the INP and FTX segments needs to be carried out.

0260 Segment Group 6: FCA-MOA-SG7

A group of segments providing full details of all charges, or allowances, and associated taxes, that apply to a particular transaction, together with information as to who bears the charges, and to which account they have been directed. A total value of all charges plus allowances may be given for every account to which charges may be directed. Where charges are subject to taxation this may also be specified.

0270 FCA, Financial charges allocation

A segment specifying the method for allocation of charges and allowances and identifying an account to which such charges or allowances were directed where it is different from the principal account.

0280 MOA, Monetary amount

A segment giving the total value of charges and/or allowances and associated taxes, that relate to an account for charges/allowances. This segment also identifies the basis amount from which charges are calculated, if different from the overall amount of the original order.

0290 Segment Group 7: ALC-PCD-MOA-CUX-DTM-SG8

A group of segments providing a detail breakdown of all charges (and allowances) and associated charges (or allowances).

0300 ALC, Allowance or charge

A segment providing full details of each charge or allowance for which the Payee is liable. Included are full details of the method of calculating the charge.

0310 PCD, Percentage details

A segment specifying the percentage used for calculating the charges (or allowances).

0320 MOA, Monetary amount

A segment identifying the amount of charges (or allowances) and/or specifying the basis amount from which charges (or allowances) may be calculated if different from the FCA segment.

0330 CUX, Currencies

A segment specifying exchange rates related to the charges and allowances.

0340 DTM, Date/time/period

A segment identifying the effective date and/or time the rate of exchange was fixed.

0350 Segment Group 8: TAX-MOA-CUX-DTM

A group of segments describing any taxes associated with the charges and their amount.

0360 TAX, Duty/tax/fee details

A segment identifying any taxes related to a specific charge.

0370 MOA, Monetary amount

A segment specifying the total amount of the tax and the basis for calculation.

0380 CUX, Currencies

A segment specifying exchange rates.

0390 DTM, Date/time/period

A segment identifying the effective date and/or time the rate of exchange was fixed.

Information to be provided in the Detail Section:

0400 Segment group 9: DOC-MOA-DTM-RFF-NAD-SG10-SG11-SG12 A group of segments providing details of all documents, e.g., invoices, statements, despatch advices, etc..., to which the Extended Credit Advice refers. It includes information on the monetary amounts for each document and on any adjustments (with an indication of the reason for adjustments) and discounts. For information purposes an indication of the tax element can be provided.

0410 DOC, Document/message details

A segment identifying the reference document against which payment is being made.

0420 MOA, Monetary amount

A segment giving the monetary amounts of each reference document (e.g., original amount, discount amount etc...), and the relevant currency if necessary. The amount due and the amount remitted are mandatory.

0430 DTM, Date/time/period

A segment specifying the date of the referenced document and indicating any other relevant dates applicable.

0440 RFF, Reference

A segment for the inclusion of any additional references related to the reference document.

0450 NAD, Name and address

A segment identifying a party name and address, either by coded identification or in a clear form.

0460 Segment Group 10: CUX-DTM

A group of segments specifying the currencies and the related dates/periods valid to the referenced document where different to the remittance currency.

0470 CUX, Currencies

A segment identifying the currency and associated exchange rate of the referenced document where different to the reference currency.

0480 DTM, Date/time/period

A segment specifying the date/time/period related to the rate of exchange.

0490 Segment Group 11: AJT-MOA-RFF

A group of segments indicating adjustment amounts and their referenced documents.

0500 AJT, Adjustment details

A segment indicating any adjustments to the amounts originally specified in the referenced document, and to which items such adjustments apply, with the associated reason for adjustment.

0510 MOA, Monetary amount

A segment giving the monetary amounts of the adjustments of each reference document (e.g. original amount, discount amount,etc.). The currency data elements should not be used.

0520 RFF, Reference

A segment for the inclusion of any additional references related to the reference document.

0530 Segment Group 12: DLI-MOA-PIA-DTM-SG13-SG14

A group of segments which may be used when required to provide details of individual line items in the reference document.

0540 DLI, Document line identification

A segment identifying a specific line item within the referenced document.

0550 MOA, Monetary amount

A segment giving the monetary amounts for this line item.

0560 PIA, Additional product id

A segment specifying item identification codes where required.

0570 DTM, Date/time/period

A segment specifying the date/time/period related to the line item.

0580 Segment Group 13: CUX-DTM

A group of segments identifying the currency and the related dates/periods of the line item where different to the remittance and document currency.

0590 CUX, Currencies

A segment identifying the currency and associated exchange rate of the line item, where different to the source and document currency.

0600 DTM, Date/time/period

A segment identifying the effective date and/or time the rate of exchange was fixed.

0610 Segment Group 14: AJT-MOA-RFF

A group of segments indicating adjustment amounts and their referenced documents for this line item.

0620 AJT, Adjustment details

A segment indicating any adjustments to the amounts originally specified for this line item and the reason for the adjustments.

0630 MOA, Monetary amount

A segment giving the monetary amounts of the adjustment for this line item.

0640 RFF, Reference

A segment for the inclusion of any additional references related to the reference document.

Information to be provided in the Summary section:

0650 UNS, Section control

A service segment placed at the beginning of the summary section to avoid collision.

0660 MOA, Monetary amount

A segment giving a summary of various amounts, for information to the Beneficiary.

0670 Segment Group 15: GIS-NAD-FTX

A group of segments providing information for subsequent use by regulatory authorities requiring statistical and other types of data. It also identifies the regulatory authority for which the information is intended followed by the information itself.

0680 GIS, General indicator

A segment identifying what process should be completed by the regulatory authorities.

0690 NAD, Name and address

A segment identifying the recipient of the associated informative text.

0700 FTX, Free text

A segment giving information in coded or clear form to provide information relevant to regulatory authorities' requirements.

0710 Segment Group 16: AUT-DTM

A group of segments specifying the details of authentication.

0720 AUT, Authentication result

A segment specifying the details of any authentication (validation) procedure applied to the Extended Credit Advice message.

0730 DTM, Date/time/period

A segment identifying the date and, where necessary, the time of validation.

0740 UNT, Message trailer

A service segment ending a message, giving the total number of segments in the message and the control reference number of the message.