| AAA | Transfer according to bilaterally agreed standards |
| The transfer is to be executed according to bilaterally agreed standards. |
| AAB | Incoming international payment |
| International payment that is incoming. |
| AAC | Outgoing international payment |
| International payment that is outgoing. |
| AAD | Tax payment |
| Payment of tax. |
| AAE | Incoming OCR (Optical Character Recognition) payment |
| OCR (Optical Character Recognition) payment that is incoming. |
| AAF | Incoming retail direct debit |
| Retail direct debit that is incoming. |
| AAG | Incoming corporate direct debit |
| Corporate direct debit that is incoming. |
| AAH | Incoming paper-based payment |
| Paper-based payment that is incoming. |
| AAI | Zero-balancing transaction |
| Transaction that is zero-balancing. |
| AAJ | Safe deposit box |
| To identify a bank operation as relating to a safe deposit box. |
| AAK | Domestic money market |
| To identify a bank operation as being a money market transaction effected on a domestic exchange. |
| AAL | Foreign money market |
| To identify a bank operation as being a money market transaction effected on a foreign exchange. |
| AAM | Domestic bond market |
| To identify a bank operation as being a bond transaction effected in a domestic market. |
| AAN | International bond market |
| To identify a bank operation as being a bond transaction effected in a international market. |
| AAO | Funds |
| To identify a bank operation as being for funds. |
| AAP | Safe custody |
| To identify a bank operation relating to safe custody. |
| AAQ | Guarantee |
| To identify a bank operation related to a guarantee. |
| AAR | Short foreign credits |
| To identify a bank operation as being for short credits granted to parties outside the bank's country. |
| AAS | Long foreign credits |
| To identify a bank operation as being for long credits granted to parties outside the bank's country. |
| AAT | Promissory note loan |
| Promissory note type of loan. |
| AAU | Mortgage loan |
| Mortgage type of loan. |
| AAV | Salary |
| To identify a bank operation as being for salary payments. |
| AAW | Incoming bankgiro |
| Bankgiro that is incoming. |
| ABX | Automated bills of exchange |
| The payment has been done by automated bills of exchange. |
| ABY | Returned direct debit |
| To identify a bank operation as being for returning a direct debit. This is the refusal for technical reasons by a collecting bank to execute one or more transactions in a direct debit transfer request received from a creditor's bank. |
| ABZ | Truncated paper based payment |
| Truncated paper based payment is the financial operation of extracting data from a paper based payment. |
| BEX | Bills of exchange |
| The payment has been done by bills of exchange. |
| BGI | Bankgiro |
| The payment was originally made by bankgiro. |
| BKD | Bank draft |
| Original payment was made by bank draft. |
| BKI | Bank initiated |
| The fund transfer is initiated by a bank. |
| CAL | Cash letter |
| The payment has been done by a cash letter. |
| CHG | Charges |
| The fund transfer represents charges. |
| CHI | Cheque international |
| The financial operation has been done by international cheque. |
| CHN | Cheque national |
| The financial operation has been done by national cheque. |
| CLR | Clearing |
| The financial operation has been done by a clearing system. |
| COL | Collection |
| The financial operation is collection. |
| COM | Commission |
| The fund transfer represents commission. |
| CON | Cash concentration |
| An aggregation of funds from different accounts into a single account. |
| CPP | Cash payment by post |
| The financial operation has been done by cash payment by post. |
| CUX | Currencies |
| Buying or selling of foreign notes. |
| DDT | Direct debit |
| The financial operation is direct debit. |
| DEP | Deposit cash operation |
| The financial operation is by deposit cash. |
| FEX | Foreign exchange |
| The financial operation is by foreign exchange. |
| FGI | Free format giro |
| [Cyme] |
| INT | Interest |
| The fund transfer represents usury. |
| LOC | Letter of credit |
| The financial operation is a letter of credit. |
| LOK | Lockbox |
| Type of cash management system offered by financial institutions to provide for collection of customers 'receivables'. |
| MSC | Miscellaneous |
| The fund transfer is miscellaneous. |
| PAC | Payment card |
| Relating to credit, debit, guarantee or charge card. |
| PGI | Postgiro |
| The financial operation has been done by postgiro. |
| POS | Point of sale |
| The financial operation is point of sale. |
| REC | Returned cheques |
| The fund transfer represents returned cheques. |
| RET | Returned items |
| The fund transfer represents returned items. |
| RGI | Reference giro |
| Payments was done by a special service, for low priority payments. Finnish national bank service. |
| RTR | Returned transfers |
| The financial operation has been done by returned transfers. |
| SEC | Securities |
| The fund transfer represents securities. |
| STO | Standing order |
| The financial operation is done by a standing order. |
| TCK | Traveller's cheque |
| The financial operation is done by traveller's cheque. |
| TRF | Transfer |
| The financial operation is done by transfer. |
| UGI | Urgent giro |
| Payment was made by special bank service, for high priority payments. Finnish national bank service. |
| VDA | Value date adjustment |
| The financial operation has adjusted value date. |
| WDL | Withdrawal cash operation |
| The financial operation is a withdrawal cash operation. |
| ZZZ | Mutually defined |
| A temporary code which may be used between trading partners to describe a fund transfer whilst approval for a formal code value is being sought. |
