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UN/EDIFACT
UNITED NATIONS STANDARD MESSAGE (UNSM)

Motor insurance policy message

Version:D
Release:01A
Contr. Agency:UN
Revision:1
Date:2000-10-26
SOURCE:D9 Insurance (SWG)

CONTENTS
Motor insurance policy message
  1. INTRODUCTION
  2. SCOPE
    1. Functional definition
    2. Field of application
    3. Principles
  3. REFERENCES
  4. TERMS AND DEFINITIONS
    1. Standard terms and definitions
  5. MESSAGE DEFINITION
    1. Segment clarification
    2. Segment index (alphabetical sequence by tag)
    3. Message structure
      1. Segment table

For general information on UN standard message types see UN Trade Data Interchange Directory, UNTDID, Part 4, Section 2.3, UN/ECE UNSM General Introduction


This message also occurs in the following versions of this standard:
D98B, D99A, D99B, D00A, D00B, D01A, D01B, D01C, D02A, D02B, D03A, D03B, D04A, D04B

0. INTRODUCTION

This specification provides the definition of the Motor insurance policy message (IPPOMO) to be used in Electronic Data Interchange (EDI) between trading partners involved in administration, commerce and transport.


1. SCOPE


1.1. Functional definition

A motor insurance policy message is exchanged between insurers, intermediaries and clients to transfer details related to the proposal, confirmation, adjustment and renewal of a motor policy.


1.2. Field of application

The Motor insurance policy message may be used for both national and international applications. It is based on universal practice related to administration, commerce and transport, and is not dependent on the type of business or industry.


1.3. Principles

The IPPOMO message describes a single policy allowing for multiple risks. It covers all classes of business pertaining to motor insurance, private or commercial.


2. REFERENCES

See UNTDID, Part 4, Chapter 2.3 UN/ECE UNSM - General Introduction, Section 1.


3. TERMS AND DEFINITIONS


3.1. Standard terms and definitions

See UNTDID, Part 4, Chapter 2.3 UN/ECE UNSM - General Introduction, Section 2.


4. MESSAGE DEFINITION


4.1. Segment clarification

This section should be read in conjunction with the segment table which indicates mandatory, conditional and repeating requirements.

0010 UNH, Message header

A service segment starting and uniquely identifying a message. The message type code for the Motor insurance policy message is IPPOMO.

Note: Motor insurance policy messages conforming to this document must contain the following data in segment UNH, composite S009:

Data element0065IPPOMO
0052D
005401A
0051UN

0020 BGM, Beginning of message

To specify the type of transaction contained within the message.

0030 X GIS, General indicator

To indicate whether the transaction should be processed as a temporary or permanent change to the policy.

0040 ATT, Attribute

To provide coded attributes that describe the type of business transaction, such as 'Quotation Type'.

0050 CTA, Contact information

To provide contact information for a party who provided authorisation for the business transaction.

0060 RFF, Reference

To provide references for the transaction, such as 'Quote Authorisation Reference', 'Broker Transaction Reference', 'Insurer Transaction Reference' etc.

0070 QTY, Quantity

To identify the total number of transactions in a set of related transactions for one risk or policy.

0080 SEQ, Sequence details

To identify the sequence number of this transaction in a set of transactions for one risk or policy.

0090 DTM, Date/time/period

To provide dates for the transaction, such as 'Response Date', 'Transaction Date', 'Transaction Expiry Date'.

0100 Segment Group 1: PNA-QRS-SG2

A group of segments to identify the software which created the business transaction contained within this message.

0110 PNA, Party identification

To identify a software supplier that provided software used in the creation of the business transaction as well as the transaction originator and addressee.

0120 QRS, Query and response

To provide declarations about the software supplier, such as accreditation.

0130 Segment Group 2: RFF-DTM

A group of segments that provide details of one particular software component or product.

0140 RFF, Reference

Contains a reference to identify a software component or product.

0150 DTM, Date/time/period

To specify dates for the software component, such as 'Date Installed' and 'Date Effective'.

0160 Segment Group 3: ICD-RFF-DTM-ATT-PCD-MOA-QRS-QTY-FTX-SG4

A group of segments to identify and specify the policy package and product.

0170 ICD, Insurance cover description

Identifies an insurance package, product or scheme.

0180 RFF, Reference

To specify identification numbers for the policy, such as 'Broker Risk Reference' and 'Insurer's Policy Number'.

0190 DTM, Date/time/period

Contains dates relating to the insurance policy, such as 'Inception Date', 'Expiry Date', 'Renewal Date'.

0200 ATT, Attribute

Contains coded attributes relating to the policy, such as 'Policy Accounting Type', 'Policy Status', 'Cancellation Reason'.

0210 PCD, Percentage details

To specify percentages relating to the policy, such as 'Brokerage Percent', 'Percentage of Co-insurance'.

0220 MOA, Monetary amount

To specify monetary values relating to the policy, such as 'Maximum Value At Any One Location', 'Commission Amount'.

0230 QRS, Query and response

To specify declarations for the policy, such as 'Is the policy renewable?', 'Is the broker the holding broker?'.

0240 QTY, Quantity

To specify quantities relating to the policy, such as 'Number Of Drivers Covered', 'Maximum Number Of Vehicles At Any One Location'.

0250 FTX, Free text

To specify policy endorsements and to convey text variables with which to complete the endorsement text; and to provide text descriptions.

0260 Segment Group 4: DOC-ATT-FTX-SG5

A group giving details of documents that have been provided in addition to the message to support the business transaction; or requests for such documents.

0270 DOC, Document/message details

Provides details of a document needed to support the business transaction.

0280 ATT, Attribute

To provide coded attributes that relate to the document, such as whether the document is open or closed.

0290 FTX, Free text

To provide a text description of the document.

0300 Segment Group 5: PCC-GIS-MOA-PCD-QTY-DTM-FTX-SG6

To indicate premiums and excesses that apply at policy level.

0310 PCC, Premium calculation component details

To identify one premium or component that applies to the policy, such as 'Gross Premium', 'Policy Excess'.

0320 X GIS, General indicator

Provides a coded indication of how the premium component group is to be processed, such as 'Added', 'Deleted', 'Replaced'.

0330 MOA, Monetary amount

Contains monetary values associated with the premium component, such as 'Gross Premium', 'Base Premium', 'Loading or Discount Amount'.

0340 PCD, Percentage details

Contains percentages associated with the premium component, such as 'Loading or Discount Percentage'.

0350 QTY, Quantity

Contains quantities associated with the premium component, such as 'Loading or Discount Points'.

0360 DTM, Date/time/period

Contains dates associated with the premium component, such as 'Review Date'.

0370 FTX, Free text

To specify policy endorsements and to convey text variables with which to complete the endorsement text.

0380 Segment Group 6: ATT-PCD-MOA-FTX

To specify excesses that apply to the policy.

0390 ATT, Attribute

To identify the type of excess, such as 'Compulsory', 'Voluntary'.

0400 PCD, Percentage details

To specify the amount of excess as a percentage.

0410 MOA, Monetary amount

Contains monetary values associated with the excess, such as 'Excess Amount', 'Maximum Excess Amount', 'Minimum Excess Amount'.

0420 FTX, Free text

To describe the reason for the excess.

0430 Segment Group 7: PNA-GIS-ATT-PCD-RFF-EMP-DTM-MEM-QTY-REL-LOC-

QRS-FTX-SG8-SG9-SG10-SG12 To provide information relating to the parties involved in the

0440 PNA, Party identification

To provide the name details of one party related to the policy, such as 'Insurer', 'Broker', 'Insured' and 'Driver'.

0450 X GIS, General indicator

Contains a coded indication of how the party is to be processed if the message is being used to update a policy, such as 'Added', 'Deleted' or 'Changed'.

0460 ATT, Attribute

To specify coded attributes for the party, such as 'Gender', 'Marital Status', 'Legal Status', 'VAT Status'.

0470 PCD, Percentage details

To specify the percentage of liability for Value Added Tax (VAT or TVA).

0480 RFF, Reference

To specify references associated with the party, such as 'VAT registration number', 'SIRENE code'.

0490 EMP, Employment details

To specify occupations or trades for the party.

0500 DTM, Date/time/period

Contains dates associated with the party, such as 'Birth date', 'Date of national residency', 'Registered disabled date'.

0510 MEM, Membership details

To specify details of professional bodies to which the party belongs, such as motoring organisations.

0520 QTY, Quantity

Contains quantities associated with the party, such as 'Number of children', 'Number of vehicles owned', 'Number of vehicles accessible'.

0530 REL, Relationship

To specify the relationship of the party to the proposer.

0540 LOC, Place/location identification

To specify the place of birth of the party.

0550 QRS, Query and response

Contains declarations made by the party, such as 'Any convictions?', 'Any claims?', 'Any disabilities?'.

0560 FTX, Free text

To provide a text description where any of the party's coded attributes indicate that text will be provided.

0570 Segment Group 8: ADR-DTM

To provide addresses for the party and associated dates.

0580 ADR, Address

To specify details of one address for the party.

0590 DTM, Date/time/period

Contains the date that the party was established at the address.

0600 Segment Group 9: CTA-COM

Contains details of contacts for the party.

0610 CTA, Contact information

To identify one contact for a party.

0620 COM, Communication contact

To provide details of communication numbers for a contact.

0630 Segment Group 10: EVT-GIS-QRS-RFF-ATT-ICD-MOA-DTM-QTY-PCD-

FTX-SG11 A group of segments that provides details of historical events related to the party, such as claims and convictions.

0640 X EVT, Event

To identify one event that has relevance to a party's insurance history.

0650 X GIS, General indicator

Contains a coded indication of how the historical event is to be processed if the message is being used to update a policy, such as 'Added', 'Deleted' or 'Changed'.

0660 QRS, Query and response

Contains declarations about the historical event, such as 'Claim made for loss?' and 'Was no claims bonus affected?'.

0670 RFF, Reference

Contains references related to the historical event, such as 'Claim number', 'Broker loss reference'.

0680 ATT, Attribute

Contains coded attributes related to the historical event, such as 'Cause Code', 'Consequence Code'.

0690 ICD, Insurance cover description

To specify the cover that applied at the time of the historical event.

0700 MOA, Monetary amount

To provide details of monetary amounts relating to the historical event, such as 'Claim Amount', 'Fine Amount'.

0710 DTM, Date/time/period

To specify dates related to the historical event, such as 'Loss Date', 'Conviction Date'.

0720 QTY, Quantity

To specify quantities related to the historical event, such as 'Conviction Penalty Points', 'Total Licence Penalty Points'.

0730 PCD, Percentage details

To provide percentages related to the historical event, such as 'Percentage of Responsibility', 'Percentage of Disability'.

0740 FTX, Free text

To provide text descriptions relating to the historical event.

0750 Segment Group 11: PNA-ADR-RFF-CTA-COM

A group giving details of the insurer and broker for the party's historical claim.

0760 PNA, Party identification

To identify one party that played a role in a historical claim, such as insurer and broker.

0770 ADR, Address

To provide an address for a party related to the historical claim.

0780 RFF, Reference

To provide references for the party and the historical claim.

0790 CTA, Contact information

To specify a contact at the party who handles the historical claim.

0800 COM, Communication contact

To provide communication numbers for the historical claim party.

0810 Segment Group 12: DOC-DTM-ATT-LOC-FTX

To provide details of licences held by a party.

0820 DOC, Document/message details

To identify one licence held by a party.

0830 DTM, Date/time/period

Contains dates related to the licence, such as 'Issue Date', 'Expiry Date'.

0840 ATT, Attribute

To specify coded restrictions that apply to a licence.

0850 LOC, Place/location identification

To indicate the location of the authority that issued the licence.

0860 FTX, Free text

To provide a text description of the licence.

0870 Segment Group 13: PAT-DTM-ATT-FII-RFF-PCD-SG14-SG15

To provide details of total premiums and total amounts to be paid.

0880 X PAT, Payment terms basis

To specify one payment plan.

0890 DTM, Date/time/period

Contains dates related to the payment plan, such as 'Instalment Start Date', 'Instalment Payment day-of-month'.

0900 ATT, Attribute

Contains coded attributes related to the payment, such as 'Payment method', 'Collection Responsibility'.

0910 FII, Financial institution information

To identify the financial account from which payment is being made.

0920 RFF, Reference

Contains references related to the payment plan, such as 'Instalment Agreement Number'.

0930 PCD, Percentage details

To specify percentages related to the payment, such as 'Interest Rate', 'Early Payment Discount'.

0940 Segment Group 14: PNA-ADR

To identify parties involved in the payment.

0950 PNA, Party identification

Identifies one party making payments.

0960 ADR, Address

Contains the address of the party making payment, or the address of the payer's bank.

0970 Segment Group 15: MOA-DTM-ATT-SG16

Contains details of payments to be made under the payment plan.

0980 MOA, Monetary amount

The monetary value of a payment.

0990 DTM, Date/time/period

Contains the date or dates when the payment or instalments are due.

1000 ATT, Attribute

Contains the payment method for a particular payment, if different from the main payment method for the payment plan, as may occur with the first payment.

1010 Segment Group 16: TAX-MOA-LOC-PCD

To provide details of additions and deductions (taxes) to the premium.

1020 TAX, Duty/tax/fee details

To identify one premium tax, fee or commission.

1030 MOA, Monetary amount

To provide monetary values for the premium addition or deduction as well as the base premium.

1040 LOC, Place/location identification

To specify the location of the tax authority.

1050 PCD, Percentage details

To specify the premium addition or deduction as a percentage.

1060 Segment Group 17: ROD-GIS-RFF-DTM-ATT-QTY-MOA-MEA-ADR-PCD-QRS-

FTX-SG18-SG19-SG20-SG21-SG23 To provide information relating to vehicles involved in the insurance contract and the insurance cover they have or are

1070 ROD, Risk object type

To specify one vehicle or a category of vehicles (for fleets).

1080 X GIS, General indicator

Contains a coded indication of how the vehicle is to be processed if the message is being used to update a policy, such as 'Added', 'Deleted' or 'Changed'.

1090 RFF, Reference

To specify reference numbers related to the vehicle, such as 'Registration Number', 'VIN Number', 'Engine Number'.

1100 DTM, Date/time/period

To specify dates related to the vehicle, such as 'First Registered Date', 'Date Purchased'.

1110 ATT, Attribute

To specify coded attributes relating to the vehicle, such as 'Fuel Type', 'Body Type', 'Owner Code', 'Colour Code'.

1120 QTY, Quantity

To specify quantities related to the vehicle, such as 'Number of Seats', 'Odometer Reading', 'Engine Power'.

1130 MOA, Monetary amount

To specify monetary values relating to the vehicle, such as 'Market Value', 'Paid Value', 'Agreed Value'.

1140 MEA, Measurements

To specify measurements relating to the vehicle, such as 'Maximum Movement Height and Depth'.

1150 ADR, Address

To specify addresses or locations where the vehicle is garaged, kept and used.

1160 PCD, Percentage details

To specify percentages relating to the vehicle, such as 'Premium Rate per Vehicle'.

1170 QRS, Query and response

To provide declarations about the vehicle, such as 'Hazardous Goods Carried?', 'Vehicle Used For Transportation of Employees Only?'.

1180 FTX, Free text

To provide additional textual information relating to the vehicle where it has been inadequately described by code.

1190 Segment Group 18: PNA-GIS-ADR-FTX

A group to provide information about parties that have an interest in the vehicle, such as owner, leasing company, keeper.

1200 PNA, Party identification

To identify one party that has an interest in a vehicle.

1210 X GIS, General indicator

Coded indication of how the interested party should be processed if the message is being used to update a policy, such as 'Added', 'Deleted' or 'Changed'.

1220 ADR, Address

To specify the address of the interested party.

1230 FTX, Free text

Contains a description of the interest.

1240 Segment Group 19: EQD-GIS-ATT-DTM-PNA-QRS-RFF-FTX

A group to specify details of security devices fitted to the vehicle.

1250 EQD, Equipment details

To identify one security device.

1260 X GIS, General indicator

Coded indication of how the security device is to be processed if the message is being used to update a policy, such as 'Added', 'Deleted' or 'Changed'.

1270 ATT, Attribute

To specify coded attributes relating to the security device, such as 'Accreditation Code', 'Installer Status'.

1280 DTM, Date/time/period

To specify the installation date.

1290 PNA, Party identification

To identify parties that manufactured and installed the security device.

1300 QRS, Query and response

To provide coded declarations relating to the security device, such as 'Security Device Certificate Seen by Broker?'.

1310 RFF, Reference

To specify references relating to the security device, such 'Certificate Reference'.

1320 FTX, Free text

To provide additional textual information about the security device.

1330 Segment Group 20: DOC-ATT-DTM-PCD-FTX

To provide details of insurance certificates and declarations.

1340 DOC, Document/message details

To identify one type of insurance certificate or declaration.

1350 ATT, Attribute

To specify the reason for issue of an insurance certificate or declaration.

1360 DTM, Date/time/period

To specify start and end dates for the certificate and dates upon which the declaration must be made.

1370 PCD, Percentage details

To specify a percentage for the certificate.

1380 FTX, Free text

To provide textual information about the certificate or declaration.

1390 Segment Group 21: EVT-GIS-QRS-RFF-ATT-ICD-MOA-DTM-QTY-PCD-

FTX-SG22 A group that provides claims history for the vehicle.

1400 X EVT, Event

To identify one previous claim that has relevance to the vehicle's insurance cover.

1410 X GIS, General indicator

Contains a coded indication of how the claim group is to be processed if the message is being used to update a policy, such as 'Added', 'Deleted' or 'Changed'.

1420 QRS, Query and response

Contains coded declarations about the previous claim, such as 'Claim made for loss?' and 'Was No Claims Bonus affected?'.

1430 RFF, Reference

Contains references related to the vehicle's claim, such as 'Claim Number', 'Broker Loss Reference'.

1440 ATT, Attribute

Contains coded attributes related to the vehicle's claim, such as 'Cause Code', 'Consequence Code'.

1450 ICD, Insurance cover description

To specify the cover that applied to the vehicle at the time of the claim.

1460 MOA, Monetary amount

To provide details of monetary amounts relating to the vehicle's claim, such as 'Loss Amount', 'Claim Amount'.

1470 DTM, Date/time/period

To specify dates related to the vehicle's claim, such as 'Incident date', 'Claim Paid Date'.

1480 QTY, Quantity

To specify quantities related to the vehicle's claim.

1490 PCD, Percentage details

To provide percentages related to the vehicle's claim, such as 'Percentage of Responsibility'.

1500 FTX, Free text

To provide additional text description relating to the vehicle's claim.

1510 Segment Group 22: PNA-ADR-RFF-CTA-COM

A group giving details of the handling insurer and broker at the time of the previous claim.

1520 PNA, Party identification

To identify one party that played a role in the vehicle's claim, such as insurer and broker.

1530 ADR, Address

To provide an address for a party related to the previous claim.

1540 RFF, Reference

To provide references for the party and the previous claim.

1550 CTA, Contact information

To specify a contact at the party who handles the claim.

1560 COM, Communication contact

To provide communication numbers for the previous claim party.

1570 Segment Group 23: ICD-GIS-DTM-RFF-ATT-QRS-QTY-FTX-SG24-SG25-

SG26-SG30-SG31 A group of segments used to proved details of cover that applies to the vehicle.

1580 ICD, Insurance cover description

To identify one insurance cover that applies to a vehicle.

1590 X GIS, General indicator

Contains a coded indication of how this cover is to be processed if the message is being used to update a policy, such as 'Added', 'Deleted' or 'Changed'.

1600 DTM, Date/time/period

To specify dates for the cover, such as 'Commencement Date', 'Expiry Date'.

1610 RFF, Reference

To specify references for the cover, such as 'Cover Reference', 'Add-On Policy Number'.

1620 ATT, Attribute

To specify coded attributes of the cover, such as 'Class of Use'.

1630 QRS, Query and response

To specify coded declarations about the cover, such as 'Foreign Use Included?', 'Cover Excluded?'.

1640 QTY, Quantity

To specify limits of cover by quantity, such as 'Number Of Seats', 'Maximum Number Of Drivers'.

1650 FTX, Free text

To provide descriptions and wordings for the cover.

1660 Segment Group 24: MOA-PCD-LOC

To provide monetary values related to the insurance cover, such as premium, commission, tax.

1670 MOA, Monetary amount

To identify and specify one monetary value related to the insurance cover.

1680 PCD, Percentage details

To specify the percentage related to the previous MOA segment if it was used to indicate commission or tax.

1690 LOC, Place/location identification

To indicate the country in which tax is payable.

1700 Segment Group 25: ROD-GIS-MOA

A group of segments used to indicate additional or add-on risks to the standard cover, such as personal belongings and in-car entertainment.

1710 ROD, Risk object type

To identify one additional or add-on risk.

1720 X GIS, General indicator

Contains a coded indication of how this additional risk is to be processed if the message is being used to update a policy, such as 'Added', 'Deleted' or 'Changed'.

1730 MOA, Monetary amount

To specify monetary values relating to the additional risk, such as 'Value', 'Sum Insured'.

1740 Segment Group 26: COD-GIS-SG27

A group that contains the premium calculation components that are used to derive the premium for the cover.

1750 COD, Component details

To identify a set of premium calculation components.

1760 X GIS, General indicator

Contains a coded indication of how the set of premium calculation components should be processed, such as 'Replace Set', 'Add Set' or 'Delete Set'.

1770 Segment Group 27: PCC-GIS-MOA-PCD-QRS-QTY-DTM-FTX-

SG28-SG29 A group of segments to describe how the premium for the cover was derived and conditions that relate to it. It is used for the base premium and all other premium components, such as additions, deductions, loadings and discounts.

1780 PCC, Premium calculation component details

To identify one premium calculation component.

1790 X GIS, General indicator

A coded indication of how the premium calculation component is to be processed.

1800 MOA, Monetary amount

To specify monetary values related to the premium component, such as 'Base Premium', 'Premium Component Value'.

1810 PCD, Percentage details

To specify a premium component as a percentage.

1820 QRS, Query and response

To specify declarations about the premium component when it is a condition or endorsement, such as 'Has Condition Been Met?', 'Brokers Wording Used?'.

1830 QTY, Quantity

To specify the premium components as a number of units.

1840 DTM, Date/time/period

To specify dates related to the premium component or condition, such as start and end date.

1850 FTX, Free text

To specify endorsements to the cover and to convey text variables with which to complete the endorsement text.

1860 Segment Group 28: PNA-ICD

A group that provides details of non-standard or amended cover for drivers.

1870 PNA, Party identification

To identify one driver for which amended cover applies.

1880 ICD, Insurance cover description

To specify details of the amended cover for the driver identified by the previous PNA segment.

1890 Segment Group 29: ATT-PCD-MOA-FTX

To specify excesses that apply to the cover for a vehicle.

1900 ATT, Attribute

To identify one type of excess.

1910 PCD, Percentage details

Contains details of the excess when expressed as a percentage.

1920 MOA, Monetary amount

Contains monetary amounts related to the excess, such as 'Excess Value', 'Minimum Excess Amount', 'Maximum Excess Amount'.

1930 FTX, Free text

To provide free format or coded text for the excess.

1940 Segment Group 30: PNA-GIS-RFF-DTM-MOA-PCD-QTY-QRS-REL

A group that provides information about additional insurers for a cover, assistance companies, passengers named under personal accident insurance and previous insurers for this cover.

1950 PNA, Party identification

To identify one party associated with the cover.

1960 X GIS, General indicator

Contains a coded indication of how the party associated with the cover is to be processed if the message is being used to update a policy, such as 'Added', 'Deleted' or 'Changed'.

1970 RFF, Reference

To specify references related to the party, such as 'Policy Number', 'Assistance Contract Number', 'Previous Policy Number'.

1980 DTM, Date/time/period

To specify dates related to the party associated to the cover, such as 'Start Date', 'End Date'.

1990 MOA, Monetary amount

To specify monetary values related to the party associated with the cover, such as 'Premium Amount', 'Cover Limit'.

2000 PCD, Percentage details

To specify percentages related to the party associated with the cover, such as 'Percentage of Driving Time'.

2010 QTY, Quantity

To specify quantities related to the party associated with the cover, such as 'Number of Previous Claims'.

2020 QRS, Query and response

To specify declarations about the party associated with the cover, such as 'Party is main Driver under this cover?', 'Party Is Excluded from this cover?'.

2030 REL, Relationship

To specify the relationship that this party has with the proposer.

2040 Segment Group 31: EVT-GIS-ATT-DTM-MOA-PCD-QRS-QTY-RFF-

PCC-LOC-FTX-SG32 A group that provides the history details for claims against one insurance cover.

2050 X EVT, Event

To identify one claim that has been made against the insurance cover.

2060 X GIS, General indicator

Contains a coded indication of how the claim is to be processed if the message is being used to update a policy, such as 'Added', 'Deleted' or 'Changed'.

2070 ATT, Attribute

Contains coded attributed relating to the claim, such as 'Cause Code', 'Consequence Code'.

2080 DTM, Date/time/period

To specify dates related to the date, such as 'Incident Date', 'Claim Date'.

2090 MOA, Monetary amount

To specify monetary amounts relating to the claim, such as 'Claim Value', 'Amount Paid'.

2100 PCD, Percentage details

To specify percentages related to the claim, such as 'Percentage of Responsibility'.

2110 QRS, Query and response

To specify declarations about the claim, such as 'Bonus/Malus Affected?', 'Claim Fully Settled?'.

2120 QTY, Quantity

To specify quantities relating to the claim.

2130 RFF, Reference

To provide references relating to the claim, such as 'Claim Number'.

2140 PCC, Premium calculation component details

To specify premium components that this claim gave rise to.

2150 LOC, Place/location identification

To specify the location of the incident.

2160 FTX, Free text

To provide additional text information about the claim.

2170 Segment Group 32: PNA-ADR-RFF-CTA-COM

To provide information about the holding insurer and broker at the time of the claim.

2180 PNA, Party identification

To identify one party for the claim, such as broker and insurer.

2190 ADR, Address

To provide the address for the party associated with the claim.

2200 RFF, Reference

To specify references for the party and the claim.

2210 CTA, Contact information

To specify a contact at the party who handles the claim.

2220 COM, Communication contact

To provide communication numbers for the claim party.

2230 UNS, Section control

A mandatory service segment placed before the first user segment in the detail section to avoid segment collision.

2240 Segment Group 33: DTM-RFF-QRS-FTX-SG34-SG35-SG37

A group that provides details of previous fleet claims experience. This section is only used for commercial fleet insurance.

2250 DTM, Date/time/period

To specify the duration of one period of fleet experience.

2260 RFF, Reference

To specify references related to the fleet experience, such as 'Insurer's Policy Number', 'Broker's Risk Reference'.

2270 QRS, Query and response

To specify declarations for the fleet experience, such as 'Is claims history confirmed?', 'Is foreign use included?'.

2280 FTX, Free text

To provide text details of why the claims history is unconfirmed (if appropriate).

2290 Segment Group 34: PNA-ADR-CTA-COM

To provide details for the holding insurer and broker at the time of the fleet experience.

2300 PNA, Party identification

To identify one party relating to the fleet experience, such as insurer and broker.

2310 ADR, Address

To provide address details for the party.

2320 CTA, Contact information

To provide a contact name for the party that handles the fleet experience.

2330 COM, Communication contact

To provide communication numbers for the party.

2340 Segment Group 35: GIS-DTM-QTY-MOA-SG36

A group that provides a breakdown of figures for the fleet experience.

2350 X GIS, General indicator

Coded indication of whether the breakdown figures should be processed as being the same as at the date of the previous fleet experience or as being updated.

2360 DTM, Date/time/period

To specify dates relating to the fleet experience, such as 'Calculated To Date', 'Event Date of Last Claim Included'.

2370 QTY, Quantity

To specify quantities relating to the fleet experience, such as 'Total Claims Reported', 'Claims Reported Outstanding Number'.

2380 MOA, Monetary amount

To specify monetary amounts relating to the fleet experience, such as 'Claims Paid and Outstanding Cost', 'Claims Outstanding Cost'.

2390 Segment Group 36: ICD-ATT-MOA-QTY-FTX

To provide a breakdown by cover for the fleet experience figures.

2400 ICD, Insurance cover description

To identify one type of insurance cover.

2410 ATT, Attribute

To specify coded attributes relating to the fleet experience cover breakdown, such as 'Type of Excess Applying', 'Excess Application Code'.

2420 MOA, Monetary amount

To specify monetary amounts relating to the cover breakdown, such as 'Excess Value', 'Claims Cost Paid'.

2430 QTY, Quantity

To specify quantities relating to the cover breakdown, such as 'Number of Claims', 'Number of Claims Outstanding'.

2440 FTX, Free text

To provide additional description of the cover.

2450 Segment Group 37: EVT-GIS-ATT-DTM-ICD-MOA-RFF-QRS-FTX

To specify individual claim details that occurred during the fleet experience.

2460 X EVT, Event

To identify one claim.

2470 X GIS, General indicator

Coded indication of how this claim is to be processed if the message is being used to update a policy.

2480 ATT, Attribute

Coded attributes relating to the claim, such as 'Cause Code', 'Consequence Code'.

2490 DTM, Date/time/period

To specify dates relating to the claim, such as 'Incident Date', 'Claim Date'.

2500 ICD, Insurance cover description

To specify the cover against which this claim was made.

2510 MOA, Monetary amount

To specify monetary amounts relating to the claim, such as 'Claim Value', 'Paid Amount'.

2520 RFF, Reference

To specify references for the claim, such as 'Insurer Claim Number', 'Broker Claim Reference'.

2530 QRS, Query and response

To specify declarations about the claim, such as 'Bonus/Malus Affected?'.

2540 FTX, Free text

To provide additional text details about the claim.

2550 UNT, Message trailer

A service segment ending a message, giving the total number of segments in the message (including the UNH & UNT) and the control reference number of the message.


4.2. Segment index (alphabetical sequence by tag)

ADR Address
ATT Attribute
BGM Beginning of message
COD Component details
COM Communication contact
CTA Contact information
DOC Document/message details
DTM Date/time/period
EMP Employment details
EQD Equipment details
EVT Event
FII Financial institution information
FTX Free text
GIS General indicator
ICD Insurance cover description
LOC Place/location identification
MEA Measurements
MEM Membership details
MOA Monetary amount
PAT Payment terms basis
PCC Premium calculation component details
PCD Percentage details
PNA Party identification
QRS Query and response
QTY Quantity
REL Relationship
RFF Reference
ROD Risk object type
SEQ Sequence details
TAX Duty/tax/fee details
UNH Message header
UNS Section control
UNT Message trailer

4.3. Message structure


4.3.1. Segment table

├─UNH Message header ×1 (M)
├─BGM Beginning of message ×1 (M)
├─GIS General indicator ×1 (C)
├─ATT Attribute ×9 (C)
├─CTA Contact information ×1 (C)
├─RFF Reference ×99 (C)
├─QTY Quantity ×1 (C)
├─SEQ Sequence details ×1 (C)
├─DTM Date/time/period ×9 (C)
├─Segment Group 1 ×9 (C)
├─PNA Party identification ×1 (M)
├─QRS Query and response ×9 (C)
└─Segment Group 2 ×9 (C)
──├─RFF Reference ×1 (M)
──└─DTM Date/time/period ×9 (C)
├─Segment Group 3 ×9 (M)
├─ICD Insurance cover description ×1 (M)
├─RFF Reference ×9 (C)
├─DTM Date/time/period ×99 (C)
├─ATT Attribute ×9 (C)
├─PCD Percentage details ×9 (C)
├─MOA Monetary amount ×9 (C)
├─QRS Query and response ×99 (C)
├─QTY Quantity ×9 (C)
├─FTX Free text ×99 (C)
└─Segment Group 4 ×99 (C)
──├─DOC Document/message details ×1 (M)
──├─ATT Attribute ×9 (C)
──├─FTX Free text ×1 (C)
──└─Segment Group 5 ×99 (C)
────├─PCC Premium calculation component details ×1 (M)
────├─GIS General indicator ×1 (C)
────├─MOA Monetary amount ×9 (C)
────├─PCD Percentage details ×9 (C)
────├─QTY Quantity ×9 (C)
────├─DTM Date/time/period ×9 (C)
────├─FTX Free text ×99 (C)
────└─Segment Group 6 ×9 (C)
──────├─ATT Attribute ×1 (M)
──────├─PCD Percentage details ×1 (C)
──────├─MOA Monetary amount ×9 (C)
──────└─FTX Free text ×9 (C)
├─Segment Group 7 ×999 (M)
├─PNA Party identification ×1 (M)
├─GIS General indicator ×1 (C)
├─ATT Attribute ×9 (C)
├─PCD Percentage details ×1 (C)
├─RFF Reference ×9 (C)
├─EMP Employment details ×99 (C)
├─DTM Date/time/period ×9 (C)
├─MEM Membership details ×9 (C)
├─QTY Quantity ×9 (C)
├─REL Relationship ×1 (C)
├─LOC Place/location identification ×1 (C)
├─QRS Query and response ×99 (C)
├─FTX Free text ×99 (C)
├─Segment Group 8 ×9 (C)
├─ADR Address ×1 (M)
└─DTM Date/time/period ×1 (C)
├─Segment Group 9 ×9 (C)
├─CTA Contact information ×1 (M)
└─COM Communication contact ×9 (C)
├─Segment Group 10 ×99 (C)
├─EVT Event ×1 (M)
├─GIS General indicator ×1 (C)
├─QRS Query and response ×9 (C)
├─RFF Reference ×9 (C)
├─ATT Attribute ×9 (C)
├─ICD Insurance cover description ×9 (C)
├─MOA Monetary amount ×9 (C)
├─DTM Date/time/period ×9 (C)
├─QTY Quantity ×9 (C)
├─PCD Percentage details ×9 (C)
├─FTX Free text ×99 (C)
└─Segment Group 11 ×9 (C)
──├─PNA Party identification ×1 (M)
──├─ADR Address ×1 (C)
──├─RFF Reference ×9 (C)
──├─CTA Contact information ×1 (C)
──└─COM Communication contact ×9 (C)
└─Segment Group 12 ×9 (M)
──├─DOC Document/message details ×1 (M)
──├─DTM Date/time/period ×9 (C)
──├─ATT Attribute ×9 (C)
──├─LOC Place/location identification ×1 (C)
──└─FTX Free text ×1 (C)
├─Segment Group 13 ×9 (C)
├─PAT Payment terms basis ×1 (M)
├─DTM Date/time/period ×9 (C)
├─ATT Attribute ×9 (C)
├─FII Financial institution information ×1 (C)
├─RFF Reference ×9 (C)
├─PCD Percentage details ×9 (C)
├─Segment Group 14 ×9 (C)
├─PNA Party identification ×1 (M)
└─ADR Address ×1 (C)
└─Segment Group 15 ×99 (C)
──├─MOA Monetary amount ×1 (M)
──├─DTM Date/time/period ×99 (C)
──├─ATT Attribute ×1 (C)
──└─Segment Group 16 ×99 (C)
────├─TAX Duty/tax/fee details ×1 (M)
────├─MOA Monetary amount ×9 (C)
────├─LOC Place/location identification ×1 (C)
────└─PCD Percentage details ×1 (M)
├─Segment Group 17 ×9999 (C)
├─ROD Risk object type ×1 (M)
├─GIS General indicator ×1 (C)
├─RFF Reference ×9 (C)
├─DTM Date/time/period ×9 (C)
├─ATT Attribute ×99 (C)
├─QTY Quantity ×99 (C)
├─MOA Monetary amount ×9 (C)
├─MEA Measurements ×9 (C)
├─ADR Address ×99 (C)
├─PCD Percentage details ×9 (C)
├─QRS Query and response ×9 (C)
├─FTX Free text ×99 (C)
├─Segment Group 18 ×9 (C)
├─PNA Party identification ×1 (M)
├─GIS General indicator ×1 (C)
├─ADR Address ×1 (C)
└─FTX Free text ×9 (C)
├─Segment Group 19 ×9 (C)
├─EQD Equipment details ×1 (M)
├─GIS General indicator ×1 (C)
├─ATT Attribute ×9 (C)
├─DTM Date/time/period ×1 (C)
├─PNA Party identification ×9 (C)
├─QRS Query and response ×9 (C)
├─RFF Reference ×9 (C)
└─FTX Free text ×9 (C)
├─Segment Group 20 ×99 (C)
├─DOC Document/message details ×1 (M)
├─ATT Attribute ×1 (C)
├─DTM Date/time/period ×99 (C)
├─PCD Percentage details ×1 (C)
└─FTX Free text ×9 (C)
├─Segment Group 21 ×99 (C)
├─EVT Event ×1 (M)
├─GIS General indicator ×1 (C)
├─QRS Query and response ×9 (C)
├─RFF Reference ×9 (C)
├─ATT Attribute ×9 (C)
├─ICD Insurance cover description ×1 (C)
├─MOA Monetary amount ×9 (M)
├─DTM Date/time/period ×9 (C)
├─QTY Quantity ×9 (C)
├─PCD Percentage details ×9 (C)
├─FTX Free text ×99 (C)
└─Segment Group 22 ×9 (C)
──├─PNA Party identification ×1 (M)
──├─ADR Address ×1 (C)
──├─RFF Reference ×9 (C)
──├─CTA Contact information ×1 (C)
──└─COM Communication contact ×9 (C)
└─Segment Group 23 ×99 (M)
──├─ICD Insurance cover description ×1 (M)
──├─GIS General indicator ×1 (C)
──├─DTM Date/time/period ×9 (C)
──├─RFF Reference ×9 (C)
──├─ATT Attribute ×9 (C)
──├─QRS Query and response ×9 (C)
──├─QTY Quantity ×9 (C)
──├─FTX Free text ×9 (C)
──├─Segment Group 24 ×99 (C)
──├─MOA Monetary amount ×1 (M)
──├─PCD Percentage details ×1 (C)
──└─LOC Place/location identification ×1 (C)
──├─Segment Group 25 ×9 (C)
──├─ROD Risk object type ×1 (M)
──├─GIS General indicator ×1 (C)
──└─MOA Monetary amount ×9 (C)
──├─Segment Group 26 ×1 (M)
──├─COD Component details ×1 (M)
──├─GIS General indicator ×1 (C)
──└─Segment Group 27 ×99 (C)
────├─PCC Premium calculation component details ×1 (M)
────├─GIS General indicator ×1 (C)
────├─MOA Monetary amount ×9 (C)
────├─PCD Percentage details ×9 (C)
────├─QRS Query and response ×9 (C)
────├─QTY Quantity ×9 (C)
────├─DTM Date/time/period ×9 (C)
────├─FTX Free text ×9 (C)
────├─Segment Group 28 ×99 (C)
────├─PNA Party identification ×1 (M)
────└─ICD Insurance cover description ×9 (C)
────└─Segment Group 29 ×9 (M)
──────├─ATT Attribute ×1 (M)
──────├─PCD Percentage details ×1 (C)
──────├─MOA Monetary amount ×9 (C)
──────└─FTX Free text ×9 (C)
──├─Segment Group 30 ×999 (C)
──├─PNA Party identification ×1 (M)
──├─GIS General indicator ×1 (C)
──├─RFF Reference ×9 (C)
──├─DTM Date/time/period ×9 (C)
──├─MOA Monetary amount ×9 (C)
──├─PCD Percentage details ×9 (C)
──├─QTY Quantity ×9 (C)
──├─QRS Query and response ×9 (C)
──└─REL Relationship ×1 (C)
──└─Segment Group 31 ×9 (C)
────├─EVT Event ×1 (M)
────├─GIS General indicator ×1 (C)
────├─ATT Attribute ×9 (C)
────├─DTM Date/time/period ×9 (C)
────├─MOA Monetary amount ×9 (C)
────├─PCD Percentage details ×9 (C)
────├─QRS Query and response ×9 (C)
────├─QTY Quantity ×9 (C)
────├─RFF Reference ×9 (C)
────├─PCC Premium calculation component details ×9 (C)
────├─LOC Place/location identification ×9 (C)
────├─FTX Free text ×9 (C)
────└─Segment Group 32 ×9 (C)
──────├─PNA Party identification ×1 (M)
──────├─ADR Address ×1 (C)
──────├─RFF Reference ×9 (C)
──────├─CTA Contact information ×1 (C)
──────└─COM Communication contact ×9 (C)
├─UNS Section control ×1 (M)
├─Segment Group 33 ×99 (C)
├─DTM Date/time/period ×1 (M)
├─RFF Reference ×9 (C)
├─QRS Query and response ×9 (C)
├─FTX Free text ×9 (C)
├─Segment Group 34 ×9 (C)
├─PNA Party identification ×1 (M)
├─ADR Address ×1 (C)
├─CTA Contact information ×1 (C)
└─COM Communication contact ×9 (C)
├─Segment Group 35 ×99 (C)
├─GIS General indicator ×1 (M)
├─DTM Date/time/period ×9 (M)
├─QTY Quantity ×9 (M)
├─MOA Monetary amount ×9 (C)
└─Segment Group 36 ×99 (M)
──├─ICD Insurance cover description ×1 (M)
──├─ATT Attribute ×9 (C)
──├─MOA Monetary amount ×9 (M)
──├─QTY Quantity ×9 (C)
──└─FTX Free text ×1 (C)
└─Segment Group 37 ×99 (C)
──├─EVT Event ×1 (M)
──├─GIS General indicator ×1 (C)
──├─ATT Attribute ×9 (C)
──├─DTM Date/time/period ×9 (C)
──├─ICD Insurance cover description ×1 (M)
──├─MOA Monetary amount ×9 (C)
──├─RFF Reference ×9 (C)
──├─QRS Query and response ×9 (C)
──└─FTX Free text ×9 (C)
└─UNT Message trailer ×1 (M)

Change indicators
plus sign An addition.
asterisk Addition/substraction/change to a code entry for a particular data element.
hash or pound sign Changes to names.
vertical bar Changes to text for descriptions, notes and functions.
minus sign A deletion.
letter X Marked for deletion.

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