thanks for the reply.  I am fairly new to the xsl language so I am not
sure what you mean by "of course making sure the xsl:stylesheet
element binds the prefix 'fo' to the XSL-FO namespace".  would you
mind elaborating?

<xsl:stylesheet
  xmlns:xsl="http://www.w3.org/1999/XSL/Transform"
  xmlns:fo="http://www.w3.org/1999/XSL/Format"
  version="1.0">

<fo:external-graphic src="file:{/data/Photo}"/>

You probably have that already as otherwise doing
  <xsl:element name="fo:external-graphic">...</xsl:element>
would not work either.

	Martin Honnen --- MVP Data Platform Development
	http://msmvps.com/blogs/martin_honnen/