This one has me kind of stumped. Maybe I'm one of these people. What
is the difference between for-each and apply-templates? I have a hard
time even mentally comparing the two.

One function iterates through a node set and the other matches up a
template with a node based on a given context or passed mode. Is that
the right answer, or close to it?

This is only what it seems on the surface -- going in depth reveals a
lot more fundamental differences and what actually are the benefits of
using xsl:pply-templates.

These benefits are actually the benefits of fully undrstanding and
using the features of the XSLT Processing Model.

"xsl:apply-templates is much richer and deeper than xsl:for-each, even
simply because we don't know what code will be applied on the nodes of
the selection -- in the general case this code will be different for
different nodes of the node-list. Also, the code that will be applied
can be written way after the xsl:apply templates was written and by
people that do not know the original author."

--
Cheers,
Dimitre Novatchev
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Truly great madness cannot be achieved without significant intelligence.
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To invent, you need a good imagination and a pile of junk
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You've achieved success in your field when you don't know whether what
you're doing is work or play